Terms & Conditions

Please read these Terms and Conditions ("Terms") carefully before using the Minvy mobile application ("App"), owned and operated by Minvy LLC, a California registered company ("Minvy LLC," "we," "us," or "our"). By accessing or using the App, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the App.

1. Acceptance of Terms

By downloading, installing, or otherwise accessing the App, you acknowledge that you have read, understood, and agree to be legally bound by these Terms, as well as any additional terms, guidelines, or rules that may be posted from time to time on the App.

2. Modifications to Terms

We may update these Terms from time to time. If we make material changes, we will provide reasonable notice through the App, by email, or by posting an updated version with a new "Last updated" date. Your continued use of the App after the updated Terms become effective means you accept the updated Terms.

3. Description of Service

The App is designed for home inventory management. It provides users with the ability to catalog, organize, and manage their personal property and household items. While we strive to ensure the highest level of functionality and accuracy, you acknowledge that the digital nature of the service may result in occasional errors, interruptions, or data inconsistencies.

4. Disclaimer of Warranties

The App is provided on an "as is" and "as available" basis without any warranties, express or implied. To the fullest extent permitted by law, Minvy LLC disclaims all warranties, including but not limited to:

• The accuracy, reliability, or completeness of any information or content provided through the App.
• That the App will meet your requirements or be available on an uninterrupted, secure, or error-free basis.

5. Limitation of Liability

Important Notice: By using the App, you expressly acknowledge and agree that Minvy LLC shall not be liable for any loss, damage, or inconvenience, including without limitation, any loss of data or errors that may occur during your use of the App. In no event shall Minvy LLC, its directors, officers, employees, or agents be liable for:

• Direct, indirect, incidental, special, consequential, or punitive damages.
• Any loss of data, profit, or business opportunities, regardless of the nature of the claim, whether in contract, tort, or otherwise, even if advised of the possibility of such damages.

Your use of the App is entirely at your own risk, and you are solely responsible for any outcomes that may result from your use of the App.

6. Indemnification

You agree to indemnify, defend, and hold harmless Minvy LLC and its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with:

• Your use of the App.
• Your breach of these Terms.
• Your violation of any rights of any third party.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising from these Terms shall be resolved exclusively in the appropriate state or federal courts located in Santa Clara County, California.

8. Termination

Minvy LLC reserves the right to suspend or terminate your access to the App at any time, without notice and without liability, for any reason including, but not limited to, a breach of these Terms or any conduct that we deem harmful to the App or other users.

9. Severability

If any provision of these Terms is found to be invalid or unenforceable, such provision shall be severed from the remainder of these Terms, which will remain in full force and effect.

10. Physical Products (QR Labels & NFC Tags)

Minvy LLC may offer physical products, including but not limited to QR code labels, NFC tags, or other scannable identifiers ("Physical Products").

You acknowledge and agree that:

• Physical Products are provided as tools to assist with inventory organization and identification only.
• Minvy LLC does not guarantee durability, lifespan, adhesion, readability, scan success, or compatibility with all devices, surfaces, environments, or use cases.
• Physical Products may degrade, detach, fail, or become unreadable due to environmental factors, handling, installation, or normal wear and tear.
• Minvy LLC shall not be responsible for any loss, damage, or inconvenience resulting from the use or failure of Physical Products.

11. Scanning, Identification & Data Association

The App may allow you to scan QR codes or NFC tags to associate physical items with digital inventory records.

You understand and agree that:

• Scanning functionality depends on device hardware, operating system support, camera performance, lighting conditions, and proximity.
• Minvy LLC does not guarantee successful scans, accurate identification, or continued association between a physical tag and a digital record.
• You are solely responsible for verifying that scanned items correspond to the correct inventory entries.

12. Insurance, Preparedness & "Readiness" Features Disclaimer

The App may provide insights, scores, indicators, checklists, badges, or visualizations related to inventory completeness, documentation status, or preparedness (including features marketed as "readiness," "preparedness," or similar concepts).

You expressly acknowledge that:

• These features are informational only and are not insurance advice, legal advice, or professional guidance.
• No 'Minvyness' score, badge, checklist, or report guarantees insurance coverage, claim approval, reimbursement, or payout.
• Insurance requirements vary by provider, policy, jurisdiction, and circumstance.
• You remain solely responsible for confirming coverage requirements directly with your insurance provider.

13. No Reliance on App for Claims or Valuations

Minvy LLC does not represent or warrant that:

• Inventory data will be sufficient for insurance claims
• Item values, categories, photos, or reports will meet insurer standards
• Reports generated by the App will be accepted by any third party

You agree not to rely exclusively on the App as the sole source of documentation for insurance, legal, tax, or financial purposes.

14. iCloud Backup & Restore

The App may provide an optional feature to back up your inventory data, preferences, and photos to your personal iCloud Drive container provided by Apple Inc. ("iCloud Backup"), and to restore from those backups.

You acknowledge and agree that:

• iCloud is a third-party service operated by Apple Inc., not Minvy LLC. Your use of iCloud is governed by Apple's Terms of Service and Privacy Policy. Minvy LLC has no control over and shall not be responsible for the availability, performance, security, integrity, retention, or pricing of iCloud, including but not limited to outages, sync delays, account-level issues, deletions made through Apple's iCloud Storage management interface, or changes Apple may make to iCloud at any time.
• iCloud Backup is a convenience, not a guarantee. Backups may fail, be incomplete, become corrupted, or be unrecoverable for reasons within or outside Minvy LLC's control. You are solely responsible for maintaining independent copies of any data you consider critical. Do not rely on iCloud Backup as your only copy of important inventory information.
• Backups are stored in your personal iCloud Drive container associated with your Apple ID. Signing out of iCloud, switching Apple IDs, disabling iCloud Drive for the App, deleting backup files via Apple's iCloud Storage management interface, or running out of iCloud storage will affect or prevent backup and restore functionality. Such actions are within your control and Minvy LLC is not responsible for any resulting loss of data or loss of access to backups.
• The App retains a configurable number of recent backups. When the configured retention limit is reached, the oldest backup is automatically and permanently deleted to make room for the new one. Once removed, deleted backups cannot be recovered through the App. Selecting a smaller retention setting will reduce the number of historical backups available to restore.
• Restore is best-effort. Restoring from a backup may fail or partially complete due to network conditions, iCloud availability, file integrity, device compatibility, available device storage, or other factors. The restore process modifies local app data; while the App attempts to preserve a pre-restore safety copy, Minvy LLC does not warrant that an interrupted or failed restore will leave your data in a recoverable state.
• Minvy LLC shall not be liable for any loss, corruption, deletion, unavailability, or inability to recover data resulting from your use of, or inability to use, iCloud Backup, restore, or any related feature, regardless of the cause.

15. E-Commerce, Shipping & Refunds (If Applicable)

If you purchase Physical Products through Minvy's website or integrated storefront:

• Orders may be subject to separate shipping, refund, and return policies disclosed at the point of sale.
• Minvy LLC reserves the right to refuse or cancel orders due to availability, pricing errors, or suspected misuse.
• Refunds, if offered, may exclude shipping costs unless otherwise stated.

16. Entire Agreement

These Terms constitute the entire agreement between you and Minvy LLC regarding your use of the App and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the App.

17. Contact Information

For any questions or concerns regarding these Terms, please contact us at:

Email: support@minvy.ai